:root {
  --navy: #0b1730;
  --navy-deep: #071022;
  --cream: #f6f1e4;
  --paper: #fbf8ef;
  --brass: #b08d4c;
  --ink: #14203a;
  --muted: #56607a;
  --rule: #d9d0b8;

  --bg: var(--cream);
  --text: var(--ink);
  --text-muted: var(--muted);
  --band-bg: var(--navy);
  --band-text: var(--cream);
  --band-muted: #b9c0d0;
  --line: var(--rule);
  --link: #14306b;

  --display: "Cormorant Garamond", "Iowan Old Style", "Palatino Linotype", Palatino, Georgia, serif;
  --body: "Source Serif 4", "Iowan Old Style", Georgia, "Times New Roman", serif;

  box-sizing: border-box;
  padding-top: env(safe-area-inset-top, 0px);
  padding-bottom: env(safe-area-inset-bottom, 0px);
}
@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    color-scheme: dark;
    --bg: #0b1730;
    --text: #f1ebdc;
    --text-muted: #aab2c5;
    --band-bg: #071022;
    --band-text: #f6f1e4;
    --band-muted: #aab2c5;
    --line: #2a3654;
    --link: #d9bd85;
  }
}
:root[data-theme="dark"] {
  color-scheme: dark;
  --bg: #0b1730;
  --text: #f1ebdc;
  --text-muted: #aab2c5;
  --band-bg: #071022;
  --band-text: #f6f1e4;
  --band-muted: #aab2c5;
  --line: #2a3654;
  --link: #d9bd85;
}

*, *::before, *::after { box-sizing: inherit; }
html { scroll-padding-top: env(safe-area-inset-top, 0px); -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  background: var(--bg);
  color: var(--text);
  font-family: var(--body);
  font-size: 1.1875rem;
  line-height: 1.65;
}
img { max-width: 100%; }
a { color: var(--link); text-underline-offset: 0.18em; }
a:focus-visible, .btn:focus-visible { outline: 3px solid var(--brass); outline-offset: 3px; }

.wrap { width: min(100% - 2.5rem, 66rem); margin-inline: auto; }
.narrow { max-width: 40rem; }
.wrap.narrow { max-width: 66rem; }
.wrap.narrow > * { max-width: 40rem; }

/* Navy bands: masthead, hero, closing */
.band { background: var(--band-bg); color: var(--band-text); }
.band a { color: var(--band-text); }

.masthead { padding: 1.4rem 0 0; }
.masthead .wrap { display: flex; align-items: baseline; justify-content: space-between; gap: 1rem; flex-wrap: wrap; }
.lockup { text-decoration: none; display: inline-block; }
.lockup-name { font-family: var(--display); font-weight: 500; font-size: 1.7rem; letter-spacing: 0.08em; text-transform: uppercase; line-height: 1; display: block; }
.lockup-line { display: block; width: 2.4rem; height: 1px; background: var(--brass); margin: 0.55rem 0 0.45rem; }
.lockup-trade { font-size: 0.72rem; letter-spacing: 0.32em; text-transform: uppercase; display: block; color: var(--band-muted); }
.masthead-phone { font-size: 1.05rem; white-space: nowrap; }

.hero { padding: 3.5rem 0 4.5rem; }
.hero .wrap { display: grid; grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr); gap: 3.5rem; align-items: center; }
.hero h1 {
  font-family: var(--display); font-weight: 500;
  font-size: clamp(2.5rem, 5.4vw, 4.1rem); line-height: 1.06; letter-spacing: -0.005em;
  margin: 0 0 1.4rem; text-wrap: balance;
}
.hero-copy p { margin: 0 0 2rem; color: var(--band-text); max-width: 32rem; }
.actions { display: flex; flex-wrap: wrap; gap: 0.9rem; }
.btn {
  display: inline-block; text-decoration: none; font-family: var(--body); font-weight: 600; font-size: 1.05rem;
  padding: 0.95rem 1.4rem; border-radius: 2px; border: 1px solid var(--brass);
}
.btn-solid { background: var(--cream); color: var(--navy) !important; border-color: var(--cream); }
.btn-line { background: transparent; color: var(--band-text); }

/* The sheet: the one memorable thing on the page */
.sheet-holder { justify-self: center; width: 100%; max-width: 25rem; }
.sheet {
  background: var(--paper); color: var(--ink);
  padding: 1.9rem 1.8rem 1.7rem; transform: rotate(1.4deg);
  box-shadow: 0 1.6rem 3rem rgba(0, 0, 0, 0.45);
}
.sheet p { color: var(--ink); }
.sheet-title { font-family: var(--display); font-weight: 600; font-size: 1.45rem; line-height: 1.2; margin: 0; }
.sheet-rule { width: 2.4rem; height: 1px; background: var(--brass); margin: 0.75rem 0 0.4rem; }
.sheet table { width: 100%; border-collapse: collapse; font-size: 0.95rem; line-height: 1.35; }
.sheet th { text-align: left; font-weight: 400; color: var(--muted); font-size: 0.8rem; padding: 0.55rem 0 0.35rem; }
.sheet th:last-child, .sheet td:last-child { text-align: right; width: 42%; }
.sheet td { padding: 0.62rem 0; border-top: 1px solid var(--rule); vertical-align: bottom; }
.blank { display: inline-block; width: 100%; max-width: 7.5rem; border-bottom: 1px solid var(--ink); height: 1em; opacity: 0.55; }
.sheet-note { margin: 1rem 0 0; font-size: 0.9rem; line-height: 1.4; border-top: 1px solid var(--ink); padding-top: 0.7rem; }
.sheet-note .blank { max-width: none; display: block; margin-top: 0.85rem; }
.sheet-holder .sheet-caption { margin: 2.2rem 0 0; font-size: 0.9rem; color: var(--band-muted); text-align: center; }

/* Cream sections */
section.plain { padding: 4.25rem 0; border-top: 1px solid var(--line); }
section.plain:first-of-type { border-top: 0; }
h2 { font-family: var(--display); font-weight: 500; font-size: clamp(1.9rem, 3.6vw, 2.6rem); line-height: 1.12; margin: 0 0 1.1rem; text-wrap: balance; }
h3 { font-family: var(--display); font-weight: 600; font-size: 1.45rem; line-height: 1.2; margin: 0 0 0.3rem; }
p { margin: 0 0 1.1rem; }
.lede { color: var(--text-muted); }

.facts { margin: 1.8rem 0 0; display: grid; grid-template-columns: minmax(8rem, 13rem) 1fr; border-top: 1px solid var(--line); }
.facts dt, .facts dd { margin: 0; padding: 0.95rem 0; border-bottom: 1px solid var(--line); }
.facts dt { color: var(--text-muted); padding-right: 1.5rem; }

.checks { list-style: none; margin: 1.6rem 0 0; padding: 0; }
.checks li { position: relative; padding: 0.85rem 0 0.85rem 2.4rem; border-bottom: 1px solid var(--line); font-size: 1.3rem; font-family: var(--display); font-weight: 500; line-height: 1.3; }
.checks li:first-child { border-top: 1px solid var(--line); }
.checks li::before { content: ""; position: absolute; left: 0.35rem; top: 1.25rem; width: 0.95rem; height: 0.5rem; border-left: 2px solid var(--brass); border-bottom: 2px solid var(--brass); transform: rotate(-45deg); }

.said { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 2.2rem 3.5rem; margin-top: 2rem; }
.said p { margin: 0; color: var(--text-muted); }

.steps { list-style: none; counter-reset: step; margin: 2rem 0 0; padding: 0; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 2.5rem; }
.steps li { counter-increment: step; border-top: 1px solid var(--brass); padding-top: 1rem; }
.steps li::before { content: counter(step); font-family: var(--display); font-size: 2.6rem; line-height: 1; display: block; margin-bottom: 0.5rem; color: var(--brass); }
.steps p { margin: 0; color: var(--text-muted); }

.closing { padding: 4.25rem 0 3rem; }
.closing h2 { max-width: 28rem; }
.closing .actions { margin: 1.8rem 0 3rem; }
.legal { border-top: 1px solid #2a3654; padding-top: 1.6rem; font-size: 0.92rem; line-height: 1.6; color: var(--band-muted); }
.legal p { margin: 0 0 0.5rem; }
.legal strong { color: var(--band-text); font-weight: 600; }

.view[hidden] { display: none; }
.masthead-nav { display: flex; align-items: baseline; gap: 1.8rem; flex-wrap: wrap; font-size: 1.05rem; }
.masthead { padding-bottom: 1.4rem; }
.page-title { font-family: var(--display); font-weight: 500; font-size: clamp(2.2rem, 4.6vw, 3.2rem); line-height: 1.1; margin: 0 0 1.2rem; text-wrap: balance; }
.crumb { font-size: 0.95rem; margin: 0 0 1rem; }
.guide-list { list-style: none; margin: 1.6rem 0 1.4rem; padding: 0; border-top: 1px solid var(--line); }
.guide-list li { padding: 1.1rem 0; border-bottom: 1px solid var(--line); }
.guide-list a { font-family: var(--display); font-weight: 600; font-size: 1.45rem; line-height: 1.25; }
.guide-list p { margin: 0.4rem 0 0; color: var(--text-muted); }
.article h2 { font-size: 1.75rem; margin: 2.4rem 0 0.7rem; }
.article ol, .article ul { margin: 0 0 1.1rem; padding-left: 1.4rem; }
.article li { margin-bottom: 0.7rem; }
.article .byline { margin-top: 2.4rem; padding-top: 1.2rem; border-top: 1px solid var(--line); font-size: 0.95rem; color: var(--text-muted); }

@media (max-width: 52rem) {
  .hero { padding: 2.5rem 0 3.5rem; }
  .hero .wrap { grid-template-columns: 1fr; gap: 3rem; }
  .said, .steps { grid-template-columns: 1fr; gap: 1.8rem; }
  .facts { grid-template-columns: 1fr; }
  .facts dt { border-bottom: 0; padding-bottom: 0; }
  .facts dd { padding-top: 0.2rem; }
  section.plain { padding: 3.25rem 0; }
  .btn { width: 100%; text-align: center; }
}
.lockup-broker { display: block; margin-top: 0.7rem; font-size: 0.82rem; color: var(--band-muted); }